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Insuring your fleet of taxis can sound like an expensive and somewhat difficult task. Finding a policy that covers each and every car to the standards that you require at a good value price can seem daunting. However there is a huge variety of sources that you can go to in order to assist yourself in making the best decision possible. Being in charge of a fleet of taxis can be an incredibly challenging job that requires a great amount of organisation, so having an insurance policy that is easy to purchase, understand and make a claim on is essential.
As with any other vehicle, it is required by law that all of your taxis are insured. However because of the nature of your business it is even more advisable to get the best comprehensive cover available, this will protect you in any and all eventualities.
One of the many advantages of havingas opposed to an individual policy for each car is that it is much simpler to keep track of and also to make a claim on. Even having just ten taxis operating within your business could become unnecessarily confusing and expensive if you were to insure each car separately.
There are several factors that can determine the price of your taxi. The main one will usually be the type of vehicles that you wish to insure. If you have several different types of vehicle that you use as taxis then you will need a separate and perhaps more expensive, multi-vehicle policy. Other things such as the age of the driver and the area in which you operate will also influence the price of your taxi fleet insurance. If you work within an area of high crime and busier roads then your premiums are much likely to be higher than those of small towns and sleepy villages.
Taxi fleet insurance is the best way to financially safeguard your business and protect the interests of those who work for you. Taking to the road for business purposes without adequate insurance can be dangerous to yourself, not to mention other road users.