Insure your livelihood with hackney carriage insurance
Insuring your hackney carriage with the best policy possible is a fantastic way to protect your vehicle and your livelihood. If something unfortunate were to happen whilst you are out on the road then having a hackney carriage insurance policy that fully covers you, your vehicle and any other person or vehicle that is involved is essential. Although by law you are only required to have the very minimum of cover to be on the road, you should consider that if your hackney carriage is your main source of income then it is definitely something that you need to protect.
When it comes to choosing the right place to go for your hackney carriage insurance, you may find that going direct to a specialist hackney carriage insurer will be the best option. They are more likely to be able to give you the cover you need at the price you want. Although many regular insurance companies will offer you cover for your vehicle it is likely to be less tailored to your exact needs as a specialist policy will be.
All hackney carriages are licensed by the Public Carriage Office and as such are required by law to adhere to a certain minimum of cover. Obtaining the bare minimum of cover, such as is necessary to abide by the PCO rules and regulations, may be a budget friendly way of financially protecting your vehicle. However, in the event that you do need to make a claim you may wish you had chosen a much more comprehensive and therefore slightly more costly policy. Always plan ahead and plan for the worst so that even if you do never have to make a claim you can rest easy that you are totally covered. Read through your contract carefully before you sign to prevent any surprises when it comes time to make a claim.
Finding a comprehensive hackney carriage insurance policy that works well for you is essential in order to maintain the security of your business. Talk to a professional about your specific needs in order to be sure you are getting the best cover for you.