It’s not impossible to find cheap mini cab insurance
Sometimes it feels like finding cheap mini cab insurance is completely impossible and it would be more likely that a pig would fly, but by taking the right steps you should be able to achieve it.
Safety
By putting safety first you will seem like a more reliable taxi driver to the insurance company and therefore your premium will be lower. In order to show how safe your cab is you can park the vehicle in a garage or locked compound, and install an alarm and immobiliser.
Courses
If you go on a defensive driving course you will be a much more insurable cabbie and this should have a significant impact on your annual premium. Completing these types of classes and tests reduce the likelihood of you being involved in a road traffic accident.
Careful driving
As a responsible cab driver I’m sure you do drive carefully but in order to obtain cheap mini cab insurance you will always need to drive carefully. Just one point on your licence can make your premiums soar so make sure you always have a clean driving licence.
Drive less
We know you are a taxi driver so you can’t really control your mileage but if you are able to set a limit on your annual mileage with the insurance company you could reduce the cost of your policy. If you go over this limit you will have to pay a penalty though so make sure you tell the company in advance if it looks like you will exceed your limited mileage.
Compare policies
The internet has made searching for cheap mini cab insurance easier than ever before as you can complete online comparison forms which do all the hard work for you. You can also find out plenty of information on the insurance companies and read other people’s reviews about their experience. Every insurer is trying to offer cheap mini cab insurance so by getting a wide variety of quotes you will find the one that suits you.
By carrying out these simply steps you should be on your way to obtaining cheap mini cab insurance whilst keeping your taxi business safe and sound. The current economic climate means that most of us have smaller budgets this year but risking driving without an adequate policy could completely blow your budget out of the water.