Get public hire taxi insurance quotes in minutes

Public Hire Taxi Insurance, Cover for Public Hire Taxis

Public hire taxis are any cabs that can offer pick-ups from the street or taxi rank, and are often seen on today’s roads. They offer a valuable service to stranded travellers and can be a lifeline for those needing to get places quickly and easily, but if you intend to drive one you always need to have adequate public hire taxi insurance in place.

This type of insurance is there to protect your interests as well as those of your passengers and even other road users. Public liability insurance is therefore an important consideration.

There are a number of other things that you’ll want to look for in such policies as well, with replacement car cover, legal and medical expenses and quick response times being just a few of them. You always want to go for the most comprehensive policy that you can (within your budget of course), and you need to thoroughly compare several options to ensure you are making the right decision.

The best policy should be able to offer everything you could need at a price that suits, and if you’re looking to reduce your premiums you could always try increasing your excess, within reason of course. If you’ve got everything in place then you can work in confidence, safe in the knowledge that you are prepared for almost anything that could happen.

But, it is important to remember that public hire taxi insurance is not just there to make your life easier, it’s also a legal requirement. You’re legally obliged to have a policy in place before you’ll be allowed to work, and local authorities will always want proof of your cover before they grant you a licence.

Failing to have any will mean that you are unable to work, and if you let it expire you’ll have to suffer the consequences. These could include anything from a fine to a jail sentence, so it´s always essential that you have adequate cover in place.

As you can see, having public hire taxi insurance is vital for anyone that wants to work in the industry. As long as you have a fully-comprehensive policy you can be sure that you’re prepared for almost all eventualities, and if you spend the time to search you should hopefully be able to find the cover that’s right for you.

Why not get a quote online and see if you can save.