What is medically-led group travel insurance?
When you run a business, it is likely that national and international trips are going to become something that happens either occasionally or regularly. When that happens, it is essential that your staff are covered when they head out.
For this, you need medically-led group travel insurance. It’s the best way to ensure that they are taken care of if anything happens or there is an accident while they were away. It gives them peace of mind, gives you peace of mind, and keeps them safe during their trip.
Medically-Led Group Travel Insurance: What’s Included?
Medically-led group travel insurance is, essentially, group travel insurance that focuses on the health side of things. While travel insurance does cover a range of different situations, health should always be at the frontline – especially from a business perspective.
Medical needs are overlooked far too often, and it’s becoming a critical situation. If you or your employee falls ill while overseas, it is essential that they are able to access medical treatment as quickly as possible. This is why it is such an important feature to look for in travel insurance.
It might be tempting to go with the really cheap providers, but when it comes to health and well-being, there is no such thing as cheap and cheerful. You need to carefully inspect your chosen insurance to ensure that it includes comprehensive medical coverage.
Why Get Group Travel Insurance
Group travel insurance is essential for keeping your staff safe when they are away for work. It ensures that if anything happens they have quick access to medical care and have a guarantee of payment for the medical centre in question.
Many countries require visitors to pay for their healthcare if something happens, and there is nothing more stressful than being landed with a massive bill. Group travel insurance that focuses on the medical aspects takes that stress away and looks after those it covers.
Your employees will feel more relaxed knowing that they are protected during business trips, and the fact that their employer has ensured their security it also likely to lead to higher rates of employee retention – you’re creating a loyal workplace where people want to be.
What if You Already Have a Condition?
If you have a pre-existing condition that you have already recovered from and are cleared of, there are plenty of travel insurances that will still offer coverage on your business trips. If you are currently suffering from a condition, it can make things more complicated.
While there are some providers that will consider a selection of pre-existing conditions that have not been cleared, it tends to cost more and there are very few conditions that will receive coverage. Therefore, you need to be prepared for a potential lack of coverage for some staff.
Medically-led group travel insurance is an absolute must if you or your staff are planning on any business trips. If you are involved in an accident, there will be coverage to ensure that you get medical treatment, and there are also 24/7 phone lines if you find yourself in need. It helps you to travel better together, and employees appreciate a boss that has their well-being in mind.